Discover · All formats

Convert Discover statements to Excel, CSV, QuickBooks or Xero

Turn Discover PDF statements into CSV, Excel, QBO or Xero files, checked against the Previous and New Balance. Free preview, no sign-up.

Files deleted after 1 hourNever stored or used for trainingBalance check on every file
Processed in memory, never stored
No statement handy? See the result on a fictional one first:

1. Download the PDF from Discover

  1. Sign in at discover.com (the Discover app's activity list shows only the last 20 transactions).
  2. Open Statements for your card.
  3. Pick the statement and download or save the PDF.

2. Upload and verify

Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.

3. Download any format

Every conversion includes CSV (opens in Excel and Sheets), a QuickBooks .QBO Web Connect file, a 3-column CSV for QuickBooks Online and a Xero-ready CSV. One credit covers all formats.

About Discover statements

Discover card statements list each transaction with a Trans. Date and a Post Date, grouped under labels such as Payments and Credits, Merchandise, Restaurants, Supermarkets and Gasoline, with the label printed beside the first row of each group. Payments and credits print with a minus sign. Utilly reads every group into one list, joins descriptions that wrap onto a second line, ignores the Cashback Bonus box and checks Previous Balance against New Balance.

Works with Discover Discover it, Discover it Secured, Miles, Chrome and other Discover card statements. Layout tested: Group labels beside the first row, Trans./Post dates, '$' printed apart, Cashback Bonus box.

Group by group: what we read on a Discover card statement, secured card deposit tables, and how far back Discover statements go →

Pricing

Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.

FAQ

Questions

Can I convert a Discover statement PDF to Excel, QuickBooks or Xero for free?

You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).

How do you handle payments and refunds on a card statement?

Charges, fees and interest come out as negative amounts (money out) and payments, refunds and statement credits as positive. We then check Previous Balance − payments/credits + charges = New Balance, so you know every row was captured.

Is my statement stored?

No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.

Do scanned statements work?

Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.

What if it doesn't balance?

You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.

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