Capital One credit card · All formats

Convert Capital One credit card statements to Excel, CSV, QuickBooks or Xero

Turn Capital One credit card PDF statements into CSV, Excel, QBO or Xero files, checked against the Previous and New Balance. Free preview, no sign-up.

Files deleted after 1 hourNever stored or used for trainingBalance check on every file
Processed in memory, never stored

1. Download the PDF from Capital One credit card

  1. Sign in at capitalone.com or the Capital One app.
  2. Open the card and choose View Statements.
  3. Select the statement month and download the PDF.

2. Upload and verify

Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.

3. Download any format

Every conversion includes CSV (opens in Excel and Sheets), a QuickBooks .QBO Web Connect file and a Xero-ready CSV. One credit covers all formats.

About Capital One credit card statements

Capital One card statements show a transaction date and a post date on every row, with payments as '- $' amounts. Utilly uses the transaction date, keeps the merchant description intact and checks the New Balance.

Works with Capital One credit card Venture, Quicksilver, Spark and other Capital One card statements. Layout tested: Trans date + post date columns; '- $' payments.

Pricing

Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.

FAQ

Questions

Can I convert a Capital One credit card statement PDF to Excel, QuickBooks or Xero for free?

You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).

How do you handle payments and refunds on a card statement?

Charges, fees and interest come out as negative amounts (money out) and payments, refunds and statement credits as positive. We then check Previous Balance − payments/credits + charges = New Balance, so you know every row was captured.

Is my statement stored?

No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.

Do scanned statements work?

Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.

What if it doesn't balance?

You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.