PNC · CSV

Convert a PNC statement PDF to a CSV file

Upload a PNC PDF statement and get a CSV file in seconds, verified to the penny against your statement balances. Free preview of every file.

Files deleted after 1 hourNever stored or used for trainingBalance check on every file
Processed in memory, never stored
No statement handy? See the result on a fictional one first:

1. Download the PDF from PNC

  1. Sign on to PNC Online Banking at pnc.com (or the PNC Mobile app).
  2. Select Accounts, pick the account and open Account Quick View, then Statements and Documents.
  3. Select View PDF for the statement you need and save it.

2. Upload and verify

Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.

3. Import into CSV

  1. Download the CSV from your results page.
  2. Open it in Google Sheets, Numbers or Excel, or import it into any accounting tool that takes CSV.
  3. Columns: Date, Description, Amount (negative for money out) and Balance where available. Uploading to QuickBooks Online? Download the QuickBooks Online CSV instead: Intuit asks for 3 columns, so it leaves Balance out.

About PNC statements

PNC statements print the amount before the description and without a sign, grouped into sections: Deposits and Other Additions, Checks and Substitute Checks, Banking/Debit Card Withdrawals and Purchases, Online and Electronic Banking Deductions and Other Deductions. Utilly signs each row by its section, turns checks into "Check 1043" rows, joins descriptions that wrap onto a second line and checks the result against the Beginning and Ending balance in the Balance Summary.

Works with PNC checking, Virtual Wallet and savings statements. Layout tested: Amount before the description, sections by type, Spend and Reserve on one statement.

Section by section: what we read on a PNC statement, Virtual Wallet Spend and Reserve, and how far back PNC statements go →

Why CSV?

CSV is the universal format: every spreadsheet and almost every accounting tool can read it.

Pricing

Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.

FAQ

Questions

Can I convert a PNC statement PDF to a CSV file for free?

You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).

Why not just copy and paste from the PDF?

Copying from a PDF usually scrambles columns, merges descriptions and drops minus signs. Utilly keeps each transaction on one row with a signed amount, and the balance check tells you nothing was missed.

Is my statement stored?

No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.

Do scanned statements work?

Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.

What if it doesn't balance?

You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.

Related guides

Chase to CSV

Step-by-step guide →

Bank of America to CSV

Step-by-step guide →

Wells Fargo to CSV

Step-by-step guide →

Capital One to CSV

Step-by-step guide →

U.S. Bank to CSV

Step-by-step guide →

Citibank to CSV

Step-by-step guide →

PNC to CSV

Step-by-step guide →

Mercury to CSV

Step-by-step guide →

American Express to CSV

Step-by-step guide →

More bookkeeping tools

Receipts & invoices to CSV

PDF or photo receipts to CSV, Excel, QuickBooks or Xero bills →

Bank reconciliation checker

Compare a bank statement to your books and find what doesn't match →

QuickBooks reconciliation discrepancy finder

Find why the difference isn't 0.00 →

Convert statements:Bank statement to CSVBank statement to ExcelBank statement to QuickBooksBank statement to XeroBank statement to OFXBank statement to QIFBank statement to WaveBank statement to FreshBooksChaseBank of AmericaWells FargoCapital OneU.S. BankCitibankPNCMercuryAmexChase cardCapital One cardCiti cardDiscoverCSV to QBOCSV to IIFCSV to QIFCSV to XeroCSV to OFXFree statement balance checkerFree IIF file checkerFree QuickBooks CSV checkerReceipt to CSVInvoice to CSVInvoices to XeroReceipts to QuickBooksBank reconciliation toolBank statement vs ledgerQuickBooks reconciliation discrepanciesConverters comparedAbout UtillyAll guides →Bookkeeping software directory: BookkeepDIYFazier badgeListed on Tool IndexFeatured on SaaSLineupUtilly on Toolradar