Discover · CSV

Convert a Discover statement PDF to a CSV file

Upload a Discover PDF statement and get a CSV file in seconds: charges, payments and interest signed correctly and tied to your New Balance. Free preview.

Files deleted after 1 hourNever stored or used for trainingBalance check on every file
Processed in memory, never stored
No statement handy? See the result on a fictional one first:

1. Download the PDF from Discover

  1. Sign in at discover.com (the Discover app's activity list shows only the last 20 transactions).
  2. Open Statements for your card.
  3. Pick the statement and download or save the PDF.

2. Upload and verify

Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.

3. Import into CSV

  1. Download the CSV from your results page.
  2. Open it in Google Sheets, Numbers or Excel, or import it into any accounting tool that takes CSV.
  3. Columns: Date, Description, Amount (negative for money out) and Balance where available. Uploading to QuickBooks Online? Download the QuickBooks Online CSV instead: Intuit asks for 3 columns, so it leaves Balance out.

About Discover statements

Discover card statements list each transaction with a Trans. Date and a Post Date, grouped under labels such as Payments and Credits, Merchandise, Restaurants, Supermarkets and Gasoline, with the label printed beside the first row of each group. Payments and credits print with a minus sign. Utilly reads every group into one list, joins descriptions that wrap onto a second line, ignores the Cashback Bonus box and checks Previous Balance against New Balance.

Works with Discover Discover it, Discover it Secured, Miles, Chrome and other Discover card statements. Layout tested: Group labels beside the first row, Trans./Post dates, '$' printed apart, Cashback Bonus box.

Group by group: what we read on a Discover card statement, secured card deposit tables, and how far back Discover statements go →

Why CSV?

A CSV with one signed Amount column (charges negative, payments positive) imports into almost anything: spreadsheets, Wave, Zoho Books, FreshBooks or a credit-card register.

Pricing

Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.

FAQ

Questions

Can I convert a Discover statement PDF to a CSV file for free?

You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).

How do you handle payments and refunds on a card statement?

Charges, fees and interest come out as negative amounts (money out) and payments, refunds and statement credits as positive. We then check Previous Balance − payments/credits + charges = New Balance, so you know every row was captured.

Why not just copy and paste from the PDF?

Copying from a PDF usually scrambles columns, merges descriptions and drops minus signs. Utilly keeps each transaction on one row with a signed amount, and the balance check tells you nothing was missed.

Is my statement stored?

No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.

Do scanned statements work?

Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.

What if it doesn't balance?

You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.

Related guides

Discover to Excel

Step-by-step guide →

Discover to QuickBooks

Step-by-step guide →

Discover to Xero

Step-by-step guide →

American Express to CSV

Step-by-step guide →

Chase credit card to CSV

Step-by-step guide →

Capital One credit card to CSV

Step-by-step guide →

More bookkeeping tools

Receipts & invoices to CSV

PDF or photo receipts to CSV, Excel, QuickBooks or Xero bills →

Bank reconciliation checker

Compare a bank statement to your books and find what doesn't match →

QuickBooks reconciliation discrepancy finder

Find why the difference isn't 0.00 →

Convert statements:Bank statement to CSVBank statement to ExcelBank statement to QuickBooksBank statement to XeroBank statement to OFXBank statement to QIFBank statement to WaveBank statement to FreshBooksChaseBank of AmericaWells FargoCapital OneU.S. BankMercuryAmexChase cardCapital One cardCiti cardDiscoverCSV to QBOCSV to IIFCSV to QIFCSV to XeroCSV to OFXFree statement balance checkerFree IIF file checkerFree QuickBooks CSV checkerReceipt to CSVInvoice to CSVInvoices to XeroReceipts to QuickBooksBank reconciliation toolBank statement vs ledgerQuickBooks reconciliation discrepanciesConverters comparedAbout UtillyAll guides →Bookkeeping software directory: BookkeepDIYFazier badgeListed on Tool IndexFeatured on SaaSLineupUtilly on Toolradar