About PNC statements
PNC statements print the amount before the description and without a sign, grouped into sections: Deposits and Other Additions, Checks and Substitute Checks, Banking/Debit Card Withdrawals and Purchases, Online and Electronic Banking Deductions and Other Deductions. Utilly signs each row by its section, turns checks into "Check 1043" rows, joins descriptions that wrap onto a second line and checks the result against the Beginning and Ending balance in the Balance Summary.
Works with PNC checking, Virtual Wallet and savings statements. Layout tested: Amount before the description, sections by type, Spend and Reserve on one statement.
Section by section: what we read on a PNC statement, Virtual Wallet Spend and Reserve, and how far back PNC statements go →
Why QuickBooks?
QuickBooks Online can now read a PDF statement with its own AI extraction, but you review it side by side and some files get queued for manual review. QuickBooks Desktop can't read PDFs at all. A .QBO file goes into QuickBooks Online through Upload from file and into supported Desktop versions through Web Connect, and Utilly has already checked it against your statement balances. On Desktop 2023, where Web Connect stopped after May 31, 2026, use the .IIF from the same results page. For QuickBooks Online there's also a CSV in Intuit's 3-column bank upload format, with no Balance column to delete.
Prefer QuickBooks Online's own PDF upload? Here's how to upload a PDF bank statement to QuickBooks Online and check nothing was missed.
On QuickBooks Desktop, especially 2023 after bank feeds stopped, use IIF. If import says File not imported, see IIF import errors and how to fix them, or check the file first with the free IIF file checker.
Uploading a bank CSV to QuickBooks Online? Check it first with the free QuickBooks Online CSV checker.
.QBO import failing with OL-222, OL-221 or "unable to verify the Financial Institution"? See QuickBooks .QBO Web Connect import errors.
Pricing
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
