Is it free?
Yes for files up to 100 transactions: no sign-up, no watermark. Bigger files (multi-month catch-up work) use 1 credit from the same $9 / 5-credit pack as our PDF converter, and the preview is always free.
Is my file stored?
No. Files are processed in memory and deleted after 1 hour. We never use your data for AI training.
Can I try it without uploading my own file?
Yes. Click a sample button under the upload box. It opens a made-up export from a fictional bank in the same preview your own file gets, and every format is free to download, so you can test an import in a test or backup company file first. Don't import a sample into your real books.
What is a camt.053 file?
A bank-to-customer account statement in the ISO 20022 XML format, the successor many European banks offer next to SWIFT MT940. A Document wraps one or more Stmt blocks: the account (often an IBAN), opening and closing booked balances (OPBD or PRCD, and CLBD), and Ntry entries. Each entry has an unsigned amount, a CRDT or DBIT mark, a booking date and usually a counterparty and remittance text. Banks save it as .xml.
Can I open a camt.053 file in Excel?
Only as XML. Excel shows tags such as Ntry and CdtDbtInd, not a table of transactions. Convert it here and open the CSV instead: one row per booked entry with a real date, a signed amount and a running balance, ready to sort, filter or Save As .xlsx.
Which date is used, booking date or value date?
The booking date (BookgDt) when the entry has one, because that's the date on the statement; otherwise the value date (ValDt). A datetime is read as its calendar day.
How are debits and credits signed?
CRDT is money in and positive; DBIT is money out and negative. camt stores the amount unsigned, so the direction code is what gives the CSV its sign. A reversal keeps the sign already on CdtDbtInd (a reversed debit comes through as a credit).
What goes in the Description column?
The counterparty name and the remittance text: the creditor when money goes out, the debtor when money comes in, then RmtInf/Ustrd (or a structured creditor reference). Card payments and bank fees that only have AddtlNtryInf keep that text as one line. IBANs and BICs are left out of the description.
Is the balance checked?
Yes. For every statement we add the entries to the OPBD (or PRCD) opening booked balance and compare the result with the CLBD closing booked balance, and the preview says whether each one ties. When they all tie, the CSV gets a running Balance column; if one doesn't, Balance is left blank and the preview warns you.
My file has several accounts or many statements. Does that work?
Yes. Statements for the same account and currency are joined in order, so a month of daily statements becomes one CSV. Each different account gets its own tab in the preview, its own CSV and a combined CSV with an Account column. One credit covers the whole file.
Do you convert camt.053 to MT940?
No. We read camt.053 and write a spreadsheet (and, from the same preview, OFX, QBO, IIF, QIF or Xero CSV). We don't write SWIFT MT940 messages. If your file is already MT940, use the MT940 to CSV converter.
Do you read camt.052 and camt.054?
Yes when they list the same kind of Ntry entries. camt.052 is an intraday report and camt.054 is a debit or credit notification; they often have no opening and closing balances, so the Balance column stays blank and the preview says the check is incomplete.
Can I also get Xero, QuickBooks or OFX files?
Yes, from the same preview: Xero CSV, OFX, QuickBooks .QBO and .IIF and Quicken .QIF. The OFX and .QBO files carry the file's own currency (for example EUR), and their ending balance is the statement's closing booked balance when every statement ties. We don't write QFX.
