QFX to QIF Converter Online for Quicken

Why QIF?

If Quicken won't accept a QFX because the bank's Web Connect support was discontinued (or Quicken rejects the bank ID), the same transactions as QIF usually import — QIF carries no bank check. Utilly reads each Quicken row and writes !Type:Bank or !Type:CCard with posted dates, signed amounts and payees. Prefer the OFX-framed page (same converter)? Use OFX / QFX to QIF.

How to convert Quicken QFX to QIF

Export the Quicken Web Connect .qfx for the dates you're missing. Prefer ranges that aren't already in Quicken. A plain .ofx or QuickBooks .qbo uploads the same way.
Drop the file above. Posted dates, signed amounts and payees are pulled from each Quicken row; checking/savings files are told apart from credit card files.
Review the preview. Money out should be negative. If the useful text sits in the memo, pick the Memo column as the Description.
Download the .QIF, then import it into an account that already exists in Quicken for Windows (steps below).

Quicken QFX vs OFX vs QIF

People search "qfx to qif" with a Quicken Web Connect file in hand when Quicken won't take that bank's QFX straight. The three extensions sit in the same family:

You have	What it is	What to do
A `.qfx` from Quicken Web Connect	OFX plus Intuit bank tags Quicken checks when you import	Upload it on this page when Quicken rejects the bank ID (CC-885) or the bank dropped Web Connect.
A plain `.ofx` bank download	Open Financial Exchange without the Quicken bank ID	Works here too; the OFX / QFX to QIF converter has OFX-first steps for the same download.
A Quicken Classic `.qif`	Older plain-text export with no transaction IDs and no bank check	Already the right shape for Quicken for Windows QIF import; re-converting isn't needed.

What carries over from the QFX

One transaction in a Quicken QFX (same body as OFX):

<STMTTRN><TRNTYPE>DEBIT<DTPOSTED>20260901120000<TRNAMT>-6420.18
<FITID>20260901E26D1A27070800<NAME>ACH DEBIT GUSTO PAYROLL 0912</STMTTRN>

becomes this in the QIF:

!Type:Bank
D09/01/2026
T-6420.18
PACH DEBIT GUSTO PAYROLL 0912
MACH DEBIT GUSTO PAYROLL 0912
^

In the QFX	In the QIF
DTPOSTED (posted date)	`D` line, written MM/DD/YYYY. The time and time zone are dropped.
TRNAMT (amount)	`T` line, signed as in the file, two decimals: negative for money out.
NAME (or MEMO when NAME is empty)	`P` payee line, cut to 64 characters, and the full text on the `M` memo line.
Credit card statement block (CCSTMTRS)	`!Type:CCard`. A bank statement gives `!Type:Bank`.
FITID (transaction ID)	Not carried. QIF has no ID field.
Account number, ledger balance	Not in a QIF. We only use them for the .QBO output (last 4 digits of the account).

Before you import: the account in Quicken

Every QIF record letter, including the ones this converter does not write, is explained with a real sample on QIF file format.

The QIF we write holds transactions only: a !Type:Bank or !Type:CCard line and the entries, with no account name inside. So Quicken asks you which account to put them in. Quicken's help says the Quicken account to import into list in the QIF Import dialog shows only accounts that can take a QIF import, and that the account must already exist in your data file (Quicken help: accounts missing from the QIF Import dialog, read Oct 26, 2026).

Back up your Quicken data file. A QIF import can't be undone in one step.
Create the account first if it isn't in Quicken yet: a checking or savings account for a bank download, a credit card account for a card download.
Go to File → File Import → QIF File, choose the file, and pick that account under Quicken account to import into.
Check the balance afterwards. The QIF has no ending balance in it, so compare the account's balance on the last imported date with the ledger balance on your bank's website or statement.

Older Quicken support articles said QIF import wasn't available for checking, savings or credit card accounts. Quicken's current help lists those account types as valid. If your version doesn't offer the account in the list, Quicken doesn't allow a QIF import into it in that version.

Import the QFX directly, or convert to QIF?

If Quicken accepts your bank's QFX file, import it as it is: you keep more. Convert to QIF when Quicken won't take the file.

	QFX straight into Quicken	Converted to QIF
Transaction IDs	Every transaction has a FITID, which Quicken uses to spot repeats.	None. Import only dates that aren't in the account yet.
Bank check	QFX carries an Intuit bank ID that Quicken checks, which is where errors like CC-885 come from.	No bank ID, so no bank check.
Which account	The file has the account number for Quicken to match.	You pick the account in the import dialog.
Ending balance	The file's ledger balance comes with it.	Not carried. Check the balance by hand.
Quicken for Mac	Imports QFX.	No QIF import (2015 and later). Use CSV instead.

Several accounts in one download. A QIF goes into one Quicken account, so when your bank's QFX holds checking and savings (or a credit card) together, we read each account separately. Each account gets its own tab in the preview and its own QIF, named after the account (for example …-savings-7788.qif), so their transactions never mix, and one credit covers the whole file. Import each QIF into its own Quicken account.

Which QFX files work

Quicken Web Connect .qfx downloads, plain OFX 1.x/2.x files and QuickBooks Web Connect .qbo files.
Bank and credit card statement downloads. Investment (brokerage) downloads aren't supported.
Downloads with several accounts in one file: each account is read and downloaded on its own, with its type and last 4 digits in the file name, plus one combined CSV with an Account column.
Encoded characters are decoded, so H&M in the file becomes H&M in Quicken, and accented payees in UTF-8 or Windows-1252 files come through intact.
Free up to 100 transactions, and up to 20,000 per file.

Common problems

Problem	Fix
Quicken rejects the QFX (CC-885, or the bank's Web Connect was discontinued)	That's the usual reason to convert. QIF carries no bank ID, so Quicken for Windows imports it without that check.
No QIF option in Quicken for Mac	Quicken for Mac (2015 and later) doesn't import QIF. Use its CSV import with our Clean CSV output (Date, Description, Amount, Balance).
Transactions imported twice	The QFX transaction IDs don't survive in a QIF, so Quicken can't spot repeats. Import only the dates that aren't in the account yet.
Card payments show as charges	Choose Credit card as the account type, check the signs in the preview and tick Flip signs if they're backwards.
"No transactions found in that OFX/QFX/QBO file"	The download has no transactions for that date range, or it's an investment file. Download the bank or card account again with a wider date range.

Other conversions

Prefer OFX-first steps? The OFX / QFX to QIF converter is the same .qif with OFX framing.
Have a QuickBooks .qbo instead of a Quicken .qfx? The QBO to QIF converter writes the same Quicken file from a Web Connect download.
QFX to CSV or QFX to Excel for a spreadsheet first: the QFX to CSV converter and QFX to Excel converter.
QFX to QBO for QuickBooks Web Connect: the QFX to QBO converter.
QFX to IIF for QuickBooks Desktop: the QFX to IIF converter.
QFX to plain OFX without Intuit's tags: the QFX to OFX converter.
Quicken QIF to QBO: the QIF to QBO converter.
CSV to QIF: the CSV to QIF converter. PDF statement to QIF: the bank statement PDF to QIF converter. QIF to QFX: we don't write QFX files.
Not sure which format you need? See QBO vs IIF vs QIF.
Just need to open or view the .QFX? How to open a .QFX file covers Quicken for Windows and Mac, iPhone, QuickBooks, Excel and opening it without Quicken.
Need to open the file first? How to open an OFX or QIF file.

Pricing

Free for files up to 100 transactions, which covers a typical month of activity. Larger files (a year of catch-up, a client's full history) use 1 credit from the same $9 pack of 5 as our PDF statement converter, or unlimited on Pro at $19/month. The preview is always free.

FAQ

Questions

Is it free?

Yes for files up to 100 transactions: no sign-up, no watermark. Bigger files (multi-month catch-up work) use 1 credit from the same $9 / 5-credit pack as our PDF converter, and the preview is always free.

Is my file stored?

No. Files are processed in memory and deleted after 1 hour. We never use your data for AI training.

Can I try it without uploading my own file?

Yes. Click a sample button under the upload box. It opens a made-up export from a fictional bank in the same preview your own file gets, and every format is free to download, so you can test an import in a test or backup company file first. Don't import a sample into your real books.

What's the difference between QFX, OFX and QIF?

QFX is Quicken's Web Connect wrapper around OFX, with Intuit bank tags Quicken checks when you import. OFX is the same transaction body without those tags. QIF is an older plain-text format with no transaction IDs and no bank check, which Quicken for Windows still imports.

Is a QFX file different from OFX?

Underneath, no — QFX is Quicken's Web Connect wrapper around OFX. The transactions (date, amount, payee) are the same. This page frames the Quicken .qfx download; the OFX / QFX to QIF converter is the same product with OFX-first steps.

Can I convert a credit card QFX to QIF?

Yes. We detect a credit card statement in the file and write a credit card QIF (!Type:CCard). You can also choose Credit card as the account type in the preview.

Does the QIF keep the QFX transaction IDs?

No. QIF has no field for them, so Quicken can't use them to skip transactions you've already imported. Import only dates that aren't in the account yet.

Why isn't my account in Quicken's QIF import list?

Quicken's help says the Quicken account to import into list shows only accounts that can take a QIF import, and the account has to exist in your data file already. Create the checking, savings or credit card account first, then start File → File Import → QIF File again. Our QIF has no account name inside, so you choose the account there.

Can I import the QIF into Quicken for Mac?

No. Quicken for Mac (2015 and later) doesn't import QIF files. If Quicken for Mac accepts your bank's QFX, import that directly; otherwise use its CSV import with our Clean CSV output.

My bank's QFX has checking and savings in one file. Will that work?

Yes. Each account gets its own tab in the preview and its own QIF, named with the account type and last 4 digits. Import each into its matching Quicken account. One credit covers the whole file.

Convert QFX to QIF for Quicken

Why QIF?

How to convert Quicken QFX to QIF

Quicken QFX vs OFX vs QIF

What carries over from the QFX

Before you import: the account in Quicken

Import the QFX directly, or convert to QIF?

Which QFX files work

Common problems

Other conversions

Pricing

Questions

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