Is it free?
Yes for files up to 100 transactions: no sign-up, no watermark. Bigger files (multi-month catch-up work) use 1 credit from the same $9 / 5-credit pack as our PDF converter, and the preview is always free.
How do I import the OFX file?
Xero: Accounting → Bank accounts → the account's menu icon (⋮) → Import a Statement. Sage Accounting: its bank statement import under Banking (Sage says OFX files upload without editing). FreeAgent: Banking → Bank Accounts → the account → Upload Statement. GnuCash: File → Import → Import OFX/QFX. QuickBooks Online also takes an OFX under Upload from file, but for QuickBooks pick the .QBO output instead.
Is my file stored?
No. Files are processed in memory and deleted after 1 hour. We never use your data for AI training.
Can I try it without uploading my own file?
Yes. Click a sample button under the upload box. It opens a made-up export from a fictional bank in the same preview your own file gets, and every format is free to download, so you can test an import in a test or backup company file first. Don't import a sample into your real books.
Why convert QIF to OFX?
Because the program you're moving to doesn't read QIF. QuickBooks Online's Upload from file and Wave take OFX but not QIF, and many other bank-statement importers are the same. The OFX also gives every transaction an ID (FITID), which a QIF doesn't have.
Can I convert QIF to QFX?
Not here: we don't write QFX. A QFX is OFX with Intuit's bank ID added, and Quicken checks that ID against its list of participating banks, so a converted QFX usually won't open in Quicken anyway. Quicken for Windows reads QIF directly under File → File Import → QIF File.
Are my Quicken categories and splits kept?
No. An OFX bank statement has no category field, so L (category) and split lines are dropped and a split comes through as one line for its total. QIF to CSV and QIF to Excel keep the Category column.
What ending balance does the OFX show?
0.00. A QIF holds transactions only, no statement balances, so there's nothing honest to write as LEDGERBAL. Your accounting program works the balance out from the transactions; check the opening balance there.
Will importing the same QIF twice create duplicates?
Each transaction's FITID is built from the account, date, amount and description, so converting the same QIF again gives the same IDs. Programs that check FITIDs skip the repeats; check your program's own duplicate handling before importing overlapping dates.
Can I convert a credit card QIF to OFX?
Yes. A !Type:CCard register is written as an OFX credit card statement (CCSTMTRS), with charges negative and payments positive. Import it into a credit card account.
My QIF file has several accounts. Will that work?
Yes. Each account gets its own tab in the preview and its own OFX, named after the account. Import each into its matching account. One credit covers the whole file.
Can I convert OFX back to QIF?
Yes, with the OFX / QFX to QIF converter. For QuickBooks Desktop, convert the QIF to QBO or IIF instead of OFX.
