USAA · CSV

Convert a USAA statement PDF to a CSV file

Upload a USAA PDF statement and get a CSV file in seconds, verified to the penny against your statement balances. Free preview of every file.

Files deleted after 1 hourNever stored or used for trainingBalance check on every file
Processed in memory, never stored
No statement handy? See the result on a fictional one first:

1. Download the PDF from USAA

  1. Log on at usaa.com, or open the USAA Mobile App.
  2. Go to My Documents (on usaa.com it's under your profile). To see statements older than 18 months, select Filter and widen the Delivery date range.
  3. Open the statement, then use the Menu icon to download the PDF.

2. Upload and verify

Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.

3. Import into CSV

  1. Download the CSV from your results page.
  2. Open it in Google Sheets, Numbers or Excel, or import it into any accounting tool that takes CSV.
  3. Columns: Date, Description, Amount (negative for money out) and Balance where available. Uploading to QuickBooks Online? Download the QuickBooks Online CSV instead: Intuit asks for 3 columns, so it leaves Balance out.

About USAA statements

USAA checking statements open with an Activity Summary (Beginning Balance, Deposits/Credits, Withdrawals/Debits, Ending Balance), then list every transaction under Transactions with Debits, Credits and Balance columns and no sign on the amounts. Utilly signs each row by its column, joins the lines printed under each row (the ACH company, the Zelle name and reference, the ATM location), skips the "continued on next page" footers and the Beginning and Ending Balance rows, keeps USAA's running balance and checks the total against the Beginning and Ending Balance.

Works with USAA checking and savings statements. Layout tested: Debits and Credits columns, details on the lines under each row.

Row by row: what we read on a USAA checking statement, and how far back USAA statements go →

Why CSV?

CSV is the universal format: every spreadsheet and almost every accounting tool can read it.

Pricing

Preview any statement free, and your first 3 full statements are free with your email. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.

FAQ

Questions

Can I convert a USAA statement PDF to a CSV file for free?

You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).

Why not just copy and paste from the PDF?

Copying from a PDF usually scrambles columns, merges descriptions and drops minus signs. Utilly keeps each transaction on one row with a signed amount, and the balance check tells you nothing was missed.

Is my statement stored?

No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.

Do scanned statements work?

Yes, as a PDF of up to 10 pages. A scan has no text layer, so Utilly reads it with OCR (text recognition running on our server; the file isn't sent anywhere else) and then runs the same balance check, so a misread digit shows up as a difference instead of slipping into your books. A PDF downloaded from online banking is still the most reliable. Phone photos (JPG or PNG) need saving as a PDF first.

What if it doesn't balance?

You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.

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