About Navy Federal statements
Navy Federal statements put checking and savings on one statement, one table per account, with month-day dates ("06-28"), a minus after each withdrawal ("6.22-") and a running balance on every row. Utilly reads each account separately against its own beginning and ending balance, joins long descriptions whose amount is printed on a second line, and skips the Items Paid recap so nothing is counted twice.
Works with Navy Federal checking and savings statements. Layout tested: Checking and savings on one statement, trailing minus, month-day dates.
Row by row: what we read on a Navy Federal statement, checking and savings on one statement, and how far back statements go →
Why Xero?
Xero (US and Canada) can import some PDF statements directly. Elsewhere, and for scans or layouts it can't read, it needs CSV, OFX or QIF. The Xero CSV is laid out the way Xero expects, and Utilly has already checked it against your statement balances.
Rather import an OFX file than a CSV? The same results page has one, and Xero takes it under Import a Statement with no column mapping: see bank statement PDF to OFX.
Import failing, dates swapped or a balance that won't match? See Xero bank statement import errors and how to fix them.
Already have a CSV or Excel export from your bank? The free CSV to Xero converter turns Debit and Credit columns into one signed Amount and writes Xero's import layout.
Weighing Xero's own PDF import, Hubdoc or another converter? See bank statement to Xero converters compared.
Pricing
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
