Upload a Capital One PDF statement and get Xero in seconds, verified to the penny against your statement balances. Free preview of every file.
Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.
Capital One statements are clean text PDFs that convert reliably. Utilly reads the transaction table, checks it against the statement balances and gives you a file ready to import.
Works with Capital One checking, savings and credit card statements. Layout tested: Running balance per transaction.
Xero only imports statements as CSV, OFX or QIF. The Xero CSV is laid out the way Xero expects, so there's no column mapping.
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).
No. Xero imports bank statements as CSV, OFX or QIF only. Convert the PDF to Xero CSV, then use Manage account → Import a statement.
No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.
Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.
You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.