Upload a PNC PDF statement and get Xero in seconds, verified to the penny against your statement balances. Free preview of every file.
Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.
PNC statements print the amount before the description and without a sign, grouped into sections: Deposits and Other Additions, Checks and Substitute Checks, Banking/Debit Card Withdrawals and Purchases, Online and Electronic Banking Deductions and Other Deductions. Utilly signs each row by its section, turns checks into "Check 1043" rows, joins descriptions that wrap onto a second line and checks the result against the Beginning and Ending balance in the Balance Summary.
Works with PNC checking, Virtual Wallet and savings statements. Layout tested: Amount before the description, sections by type, Spend and Reserve on one statement.
Xero (US and Canada) can import some PDF statements directly. Elsewhere, and for scans or layouts it can't read, it needs CSV, OFX or QIF. The Xero CSV is laid out the way Xero expects, and Utilly has already checked it against your statement balances.
Rather import an OFX file than a CSV? The same results page has one, and Xero takes it under Import a Statement with no column mapping: see bank statement PDF to OFX.
Import failing, dates swapped or a balance that won't match? See Xero bank statement import errors and how to fix them.
Already have a CSV or Excel export from your bank? The free CSV to Xero converter turns Debit and Credit columns into one signed Amount and writes Xero's import layout.
Weighing Xero's own PDF import, Hubdoc or another converter? See bank statement to Xero converters compared.
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).
In the US and Canada, Xero can import some PDF statements directly (Bank accounts → the account's menu icon → Import a Statement). Outside those regions, or when Xero can't read the file, use the Xero CSV from Utilly. It's checked against your statement balances first.
No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.
Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.
You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.
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