Upload a Chase PDF statement and get Xero in seconds, verified to the penny against your statement balances. Free preview of every file.
Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.
Chase's own activity download only covers recent transactions, so catch-up bookkeeping for older months usually starts from the PDF statements. Chase checking statements list deposits and withdrawals in separate sections; Utilly reads both and signs them correctly.
Works with Chase checking, savings and credit card statements. Layout tested: Separate Deposits and Additions / Withdrawals sections.
Xero only imports statements as CSV, OFX or QIF. The Xero CSV is laid out the way Xero expects, so there's no column mapping.
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).
No. Xero imports bank statements as CSV, OFX or QIF only. Convert the PDF to Xero CSV, then use Manage account → Import a statement.
No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.
Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.
You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.