Is it free?
Yes for files up to 100 transactions: no sign-up, no watermark. Bigger files (multi-month catch-up work) use 1 credit from the same $9 / 5-credit pack as our PDF converter, and the preview is always free.
How do I import the QBO file?
QuickBooks Desktop: Banking → Bank Feeds → Import Web Connect Files (signed in to your Intuit Account), then pick the account. QuickBooks Online: Bank transactions (All apps → Accounting) → Link account ▾ → Upload from file. If your Desktop version no longer accepts Web Connect files, download the .IIF instead.
Can I import files for several accounts into one QuickBooks company file?
Yes. Type each account's last 4 digits or a nickname in the preview, under Account last 4 or nickname (QBO), and use the same one every month. Each .QBO then carries that account's own ID, and each transaction's ID is made from its date, amount, description and account. QuickBooks keeps the accounts apart, and when two files overlap, Desktop skips the transactions it has already imported (as long as they're worded the same in both). Leave the box blank and we use the account number's last 4 digits from an OFX/QFX/QBO file, or an ID made from the file's columns and account type.
What ending balance does the .QBO show?
The last balance in your file's Balance column, if that column matches every row, or the ending balance inside an OFX, QFX or QBO file you upload. Otherwise 0.00, because the format requires a balance and we won't guess one. Reconcile against your statement either way.
Which columns do I need?
A date, a description and either one signed Amount column or separate Debit and Credit columns. We detect them automatically and you can change the mapping before downloading.
Is my file stored?
No. Files are processed in memory and deleted after 1 hour. We never use your data for AI training.
Can I try it without uploading my own file?
Yes. Click a sample button under the upload box. It opens a made-up export from a fictional bank in the same preview your own file gets, and every format is free to download, so you can test an import in a test or backup company file first. Don't import a sample into your real books.
Can I just rename my .qfx or .ofx file to .qbo?
Sometimes it imports, but QuickBooks Desktop checks the bank ID inside the file, and a Quicken or plain OFX download may carry one it doesn't recognize, or none at all. Converting writes a proper Web Connect header with a bank ID instead of relying on whatever the bank put in the file.
Does the .QBO keep my bank's transaction IDs?
No. Each transaction gets a new ID made from the account, date, amount and description, so the same transaction gets the same ID every time you convert it. The bank's own IDs don't carry over, so don't import this file over dates you already imported from the bank's own download, or QuickBooks can add them twice.
Which bank ID does the .QBO use?
3000, the generic bank ID converters commonly use, so QuickBooks Desktop may label the download Wells Fargo. The transactions still go into the account you choose when you import. If Desktop says it can't verify the financial institution, use the OFX / QFX to IIF converter instead.
