Upload a Regions PDF statement and get Xero in seconds, verified to the penny against your statement balances. Free preview of every file.
Utilly reads every transaction, then checks that opening balance + transactions = closing balance. You'll see Balanced ✓ or exactly how far off it is, before you pay anything.
Regions statements group transactions by type, Deposits & Credits, Withdrawals, Fees and Checks (printed two across, with a * where the check numbers skip), with no sign on any amount and no running balance beside the rows. Utilly signs each row by its section, turns checks into "Check 3101" rows, keeps the page header off the descriptions when a section runs onto the next page, and checks the result against the Summary's Beginning and Ending Balance.
Works with Regions checking statements. Layout tested: Sections by type, unsigned amounts, checks printed two across.
Section by section: what we read on a Regions statement, and how far back Regions statements go →
Xero (US and Canada) can import some PDF statements directly. Elsewhere, and for scans or layouts it can't read, it needs CSV, OFX or QIF. The Xero CSV is laid out the way Xero expects, and Utilly has already checked it against your statement balances.
Rather import an OFX file than a CSV? The same results page has one, and Xero takes it under Import a Statement with no column mapping: see bank statement PDF to OFX.
Import failing, dates swapped or a balance that won't match? See Xero bank statement import errors and how to fix them.
Already have a CSV or Excel export from your bank? The free CSV to Xero converter turns Debit and Credit columns into one signed Amount and writes Xero's import layout.
Weighing Xero's own PDF import, Hubdoc or another converter? See bank statement to Xero converters compared.
Preview any statement free. A $9 pack unlocks 5 full statements in every format, with no expiry and no subscription. Bookkeepers with many clients can go unlimited for $19/month. See pricing.
You can preview every statement free: we show the balance check and the first 5 transactions with no sign-up. Unlocking the full file costs one credit ($9 for 5 statements).
In the US and Canada, Xero can import some PDF statements directly (Bank accounts → the account's menu icon → Import a Statement). Outside those regions, or when Xero can't read the file, use the Xero CSV from Utilly. It's checked against your statement balances first.
No. The PDF is read in memory and never written to disk, and extracted results are deleted after 1 hour. We never use your data for AI training.
Not yet. PDFs downloaded from online banking are text-based and work well. Scans and phone photos need OCR, which is on the roadmap.
You'll see exactly how far off it is before paying. If a paid conversion is wrong and we can't fix it, email support@version1.io for a refund.
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